Ran into a business friend last week, and he told me his firm of about 80 employees in the manufacturing business has just received a 49% premium increase for the coming year. Ouch! thehyperinflation beat goes on. He said the comapny did not have an unusual year or health care incidents. He was bewildered. Congress and the pesident failed to address hus problem of out-of-control costs and the resulting premiums. There are answers, but standard policies aren;’t the answer. Nor words from the mouths of most politiians.